Axa Health - Technical Monitoring Lead H/F - AXA en France

Notre raison d'être chez AXA ? Chaque jour, nous agissons ensemble pour le progrès humain en protégeant ce qui compte dans + de 50 pays. Accompagner près de 95 millions de clients à chaque étape de leur vie, une mission qui donne le sourire et envie de se lever le matin à nos employés et agents (+ de 145 000 dans le monde !)Chez AXA, nous sommes riches de nos singularités et accueillons tous les profils dans leur diversité. Au-delà de mener une politique inclusive engagée, nous agissons au quotidien en tant qu'employeur citoyen et responsable pour des causes sociétales & environnementales. Ces ambitions vous parlent ? Alors rejoignez un des leaders de l'assurance et venez changer le monde avec nous !Présente sur l'ensemble du territoire, AXA France se distingue comme la filiale la plus importante du Groupe en termes de chiffre d'affaires et d'effectifs. Leader sur les marchés de l'assurance, de la santé et de la prévoyance, l'entreprise offre à ses équipes un cadre de travail moderne et agréable en "smartworking".Vous hésitez encore ? Sachez que nous avons conçu un dispositif d'intégration baptisé "Welcome@AXA" pour accompagner vos premiers pas parmi nous avec attention. En lien avec nos engagements, nous célébrons chaque arrivée en agissant en faveur de la reforestation mondiale : depuis 2020, nous plantons un arbre pour chaque recrutement. Alors, prêt à postuler ?AXA seeks to establish Health as a cornerstone of its equity story and global business positioning. To deliver this ambition, AXA Health was created in 2023 as a new global business unit, with a strategy around three pillars. The first pillar - Specialize - aims to transform our business and upskill technical expertise in Claims, Underwriting, and Pricing, achieving the same level of mastery as specialized monoliners by leveraging data and AI.The Technical Monitoring Lead is responsible for providing a clear view of the technical performance of the Health & Employee Benefits business across AXA entities. The role ensures robust monitoring of Gross Written Premium (GWP) and earnings trajectories, identifies key technical drivers (including medical inflation, pricing, and claims initiatives), and anticipates risks and opportunities to support informed decision-making by senior management.
The role operates in a context of high and volatile medical inflation, increasing pressure on margins, and growing complexity of Health & EB portfolios.
Key challenges include:
- Understanding complex and heterogeneous business drivers across multiple geographies, products, and regulatory environments
- Connecting technical metrics to business outcomes, translating actuarial and claims insights into clear, actionable messages for senior stakeholders
- Anticipating performance deviations early, in a context where impacts (e.g., inflation, pricing adequacy, claims trends) can materialize with delay
- Ensuring consistency and comparability of data across entities with different maturity levels and methodologies

The role requires balancing technical depth, strategic perspective, and strong stakeholder management.
Key Accountabilities:1. Technical performance analysis
Contribution: Provide a robust technical understanding of Health & EB performance and its underlying drivers, with a clear link to strategic plans and technical initiatives.Actions:
- Analyze GWP and earnings trajectories from a technical standpoint (medical inflation, pricing adequacy, claims dynamics, business mix)
- Assess alignment between actual performance, plan assumptions, and multi-year strategic trajectories
- Evaluate the impact of key technical initiatives (pricing actions, claims management, provider strategies, etc.) on performance
- Deliver high-quality, executive-ready analysis by translating complex technical analyses into clear and actionable business messages

2. Early detection of risks and opportunitiesContribution: Proactively identify emerging technical risks and opportunities impacting growth and profitability.Actions:
- Detect early warning signals on medical inflation, loss ratio deterioration, or pricing inadequacy
- Support timely escalation and recommendation of corrective actions in collaboration with entities

3. Strengthening technical monitoring capabilities across entitiesContribution: Enhance the overall technical monitoring maturity and consistency across AXA entities.Actions:
- Develop and promote best-in-class technical monitoring frameworks, KPIs, and tools
- Support entities in improving their analytical approaches and methodologies
- Contribute to building a strong technical monitoring culture within the Health & EB community

Technical skills
- At Least 10 year professional experience demonstrating strong understanding of Health insurance economics (pricing, claims, medical inflation)
- Solid analytical and quantitative skills (actuarial or data-driven mindset)
- Ability to interpret complex datasets and derive actionable insights

Business & strategic skills

- Strong business acumen with the ability to connect technical topics to financial performance
- Strategic thinking and forward-looking mindset
- Ability to manage complexity across multiple markets and business models

Communication & influencing

- Excellent communication skills, with the ability to simplify complex topics
- Strong stakeholder management, including senior executives
- Ability to challenge constructively and influence without authority

Behavioral competencies
- Proactive and solution-oriented mindset
- High level of rigor and attention to detail
- Intellectual curiosity and continuous improvement mindset
- Ability to work in a collaborative, international environment